Getting into a car accident in Boise—or anywhere—is overwhelming. Between the shock, the damage, and the flood of questions about insurance and fault, it’s easy to make decisions that could unintentionally hurt your case. Whether it’s a fender bender on Vista Avenue or a serious collision on I-84, knowing what to do next can protect your health, your rights, and your finances.
This step-by-step guide outlines exactly what to do after a car accident in Boise—from the scene of the crash to the days and weeks that follow.
Step 1: Check for Injuries and Get Medical Help
First and foremost: check yourself and others for injuries. If you or anyone else is seriously hurt, call 911 immediately. Even if injuries seem minor, it’s smart to get checked out. Some conditions (like whiplash or internal injuries) may not show symptoms right away.
Tip: Don’t brush off pain or discomfort. Mention every symptom to EMTs or ER staff. Not only is this critical for your health—it also creates medical documentation that may support a future injury claim.
Step 2: Move to Safety (If You Can)
If the vehicles are drivable and it’s safe to do so, move to the side of the road to avoid further accidents. Turn on hazard lights and set up flares or warning triangles if available. If you’re on a busy Boise road like Chinden or State Street, staying in your car may be safer until help arrives.
Step 3: Call the Police
In Idaho, you’re legally required to report accidents that involve injuries, death, or property damage over $1,500. Even if the crash seems minor, always call the Boise Police Department or Idaho State Police to make an official report.
The police report is a key piece of evidence in any insurance or legal claim. It documents what happened, lists the parties involved, and may include the officer’s opinion on fault.
Step 4: Exchange Information
While waiting for police to arrive, exchange the following information with the other driver(s):
- Full name and contact info
- Driver’s license number
- Insurance company and policy number
- Vehicle make, model, color, and license plate
- Location of the accident
Tip: Be polite, but don’t admit fault or apologize. Even casual remarks like “I didn’t see you” can be twisted later by insurance companies to reduce your payout.
Step 5: Document the Scene
Use your smartphone to take photos and videos of the accident scene from multiple angles. Include:
- Damage to all vehicles
- Skid marks or debris
- Road conditions, signs, and traffic signals
- Weather or lighting conditions
- Injuries (if visible and appropriate)
- Witnesses and their contact information
The more evidence you gather, the stronger your case will be when dealing with insurance companies or legal proceedings.
Step 6: Seek Medical Attention (Even If You Feel Fine)
Many accident victims in Boise don’t feel pain until hours or even days later. That adrenaline rush? It masks injury. Don’t wait—visit an urgent care, primary doctor, or ER as soon as possible.
Medical records will help link your injuries directly to the accident, which is essential if you need to file a personal injury claim later.
Step 7: Report the Accident to Your Insurance Company
Idaho law requires you to report an accident to your insurer—even if you weren’t at fault. Call your insurance company and provide basic details, but avoid giving a recorded statement without legal advice, especially if you were injured.
Insurance adjusters may seem friendly, but they’re trained to limit payouts. Keep your answers brief and factual. If the other party’s insurer contacts you, you’re under no obligation to speak with them until you’ve consulted an attorney.
Step 8: Keep a Personal Record
Start a file for everything related to the accident:
- Police reports
- Medical bills and diagnoses
- Vehicle repair estimates
- Receipts for expenses (car rentals, medications, etc.)
- Journal entries documenting pain, discomfort, and how your daily life is affected
These records can help support your claim and calculate full compensation for damages and suffering.
Step 9: Contact a Boise Car Accident Lawyer
If you’ve suffered injuries or face pushback from the insurance company, it’s time to talk to a local attorney. A Boise car accident lawyer can:
- Evaluate the strength of your case
- Handle all communication with insurers
- Help you get medical treatment on lien, if needed
- Negotiate for full compensation for your injuries, lost income, and pain
- File a lawsuit if necessary
Idaho follows a comparative negligence rule, meaning your compensation can be reduced if you’re found partially at fault. Having a lawyer helps ensure your rights are protected and the facts are presented clearly.
Step 10: Know the Time Limits
In Idaho, the statute of limitations for filing a personal injury claim is two years from the date of the accident. For property damage claims, it’s three years. Don’t wait—delaying could limit or eliminate your right to recover damages.
Final Thoughts
No one plans for a car accident—but being prepared can make all the difference. By staying calm, documenting everything, and getting legal guidance when needed, you’ll put yourself in the best possible position to recover physically and financially.
If you’ve been injured in a Boise car accident and aren’t sure what to do next, don’t go it alone. Legal help is closer—and more valuable—than you might think. We recommend boise car accident lawyer.